Get credit for paying your rent

You pay rent every month. It’s time you got rewarded for it.

Better Rates

A stronger credit score helps you qualify for more options and better rates over time.*

Qualify For Homes

Move into your next place with lower deposits and fewer hurdles.

Stay Ready For What Is Next

Every on-time rent payment puts you in a better position for the big moments ahead.

Get Started In Minutes

01.

Link your bank account

Download the free app and connect your bank account so your rent payments counts toward your credit history.

02.

Pay Rent As Usual

Keep paying your rent on time, the same way you always do. We will handle the rest!

03.

Watch Your Credit Grow

Your on‑time rent strengthens your credit history with all three major bureaus. You can track your score progress in the app.

What you get with esusu

Esusu

Others

Reports rent to all 3 major credit bureaus
Esusu
Others
Reports on-time rent payments only
Esusu
Others
Multiple ways to split rent
Esusu
Others
Credit monitoring and financial
tools
Esusu
Others
Access to 1:1 coaching, deals and online workshops
Esusu
Others
Real, human customer support
Esusu
Others
Rent Reporting, Flexible payments and Financial wellness in one app
Esusu
Others

Credit Where Credit Is Due

Get Recognized

Your payments are reported to all three major credit bureaus.

Watch Your Credit Score Increase

Members see a 53-point average increase.*

Positive Only Reporting

Esusu only reports your on-time payments. Your last 24 months are included for free. No hidden charges.

Trusted By Renters Nationwide

Join millions of renters turning their largest monthly expense into real financial progress.
Create Your Account

Questions?
We've Got Answers

Will Esusu report late or missed rent payments?

No. Only on‑time rent payments are reported to the credit bureaus. Late or missed payments are not reported.

Does Esusu perform a hard credit pull?

No. Getting started does not require a hard credit pull.

How much can my credit score go up?

On average, renters see a 53‑point increase in their credit score over time.*

Who does Esusu report to?

Your on‑time rent payments are reported to all three major credit bureaus: Equifax, Experian, and TransUnion.

How fast can this improve my credit score?

Many renters see changes within a few months. The exact timing depends on your full credit history and how each bureau calculates your score.