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Get credit for paying your rent
You pay rent every month. It’s time you got rewarded for it.
Better Rates
A stronger credit score helps you qualify for more options and better rates over time.*
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Qualify For Homes
Move into your next place with lower deposits and fewer hurdles.
Stay Ready For What Is Next
Every on-time rent payment puts you in a better position for the big moments ahead.
Get Started In Minutes
01.
Link your bank account
Download the free app and connect your bank account so your rent payments counts toward your credit history.
02.
Pay Rent As Usual
Keep paying your rent on time, the same way you always do. We will handle the rest!
03.
Watch Your Credit Grow
Your on‑time rent strengthens your credit history with all three major bureaus. You can track your score progress in the app.
What you get with esusu
Esusu
Others
Reports rent to all 3 major credit bureaus
Esusu
Others
Reports on-time rent payments only
Esusu
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Multiple ways to split rent
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Others
Credit monitoring and financial
tools
tools
Esusu
Others
Access to 1:1 coaching, deals and online workshops
Esusu
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Real, human customer support
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Rent Reporting, Flexible payments and Financial wellness in one app
Esusu
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Credit Where Credit Is Due
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Get Recognized
Your payments are reported to all three major credit bureaus.
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Watch Your Credit Score Increase
Members see a 53-point average increase.*
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Positive Only Reporting
Esusu only reports your on-time payments. Your last 24 months are included for free. No hidden charges.
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Trusted By Renters Nationwide
Join millions of renters turning their largest monthly expense into real financial progress.
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Questions?
We've Got Answers
Will Esusu report late or missed rent payments?
No. Only on‑time rent payments are reported to the credit bureaus. Late or missed payments are not reported.
Does Esusu perform a hard credit pull?
No. Getting started does not require a hard credit pull.
How much can my credit score go up?
On average, renters see a 53‑point increase in their credit score over time.*
Who does Esusu report to?
Your on‑time rent payments are reported to all three major credit bureaus: Equifax, Experian, and TransUnion.
How fast can this improve my credit score?
Many renters see changes within a few months. The exact timing depends on your full credit history and how each bureau calculates your score.